Business Desk: Life Insurance Corporation of India (LIC), the country’s largest insurance company, has released the results for the second quarter of the financial year 2026-27. In the July-September quarter, the company’s net profit has increased by 20.12% on an annual basis to Rs 12,076 crore.

In the same quarter last year, the company had earned a profit of Rs 10,053 crore. Along with the increase in the company’s profits, there has also been a good increase in premium earnings.

LIC’s premium income increased by 16%

LIC’s net premium income increased by 16.2% to Rs 1.47 lakh crore in the September quarter. In the same period last year it was Rs 1.26 lakh crore. The company’s net investment income increased by about 2.5% to Rs 1.15 lakh crore.

The total income of the company also increased to Rs 2.62 lakh crore in the September quarter, whereas it was Rs 2.39 lakh crore in the same period last year.

Increase in business due to new policy

A good growth was also recorded in the value of new business (VNB) of LIC. In the September quarter it increased by 17.14% year-on-year to Rs 3,710 crore. It was Rs 3,168 crore in the same quarter last year.

The company’s VNB margin increased to 21.82%, which was 19.33% in the same quarter last year. VNB margin shows how much profit the insurance company is making from selling new policies.

LIC’s profit increased by 21.5% in the first half

During the first half of the financial year 2026-27 i.e. April-September, the net profit of LIC increased by 21.52% to Rs 25,568 crore. In the same period last year, the company had registered a profit of Rs 21,040 crore. During this period, total premium income also increased by 11.64% to Rs 2.74 lakh crore.

LIC’s AUM increased to Rs 59.60 lakh crore

LIC’s asset under management (AUM) increased to Rs 59.60 lakh crore by the end of September 2026. A year ago it was Rs 57.23 lakh crore. That means the company’s AUM has increased by 4.16% on an annual basis. AUM means the total funds being invested and managed by the company.

Company will increase focus on protection and saving products

LIC MD and CEO R. According to Doraiswamy, the company’s focus will be on pure term insurance, non-par savings products and annuity business. The new pure term insurance plan launched in September has received a good response.

In the last few days of its launch, more than 58,000 policies were sold under this plan. The company believes that as the market conditions improve, the demand for Unit Linked Insurance Plan (ULIP) may also improve.

Investors will keep an eye on LIC shares

LIC’s Q2 results show better premium income and improved new business margins. However, personal policy sales also recorded a decline of 2.25% in the first half. In such a situation, investors will keep an eye on the sales, premium growth and profits of the company’s new policies in the coming times.